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I have partnered with a gentleman by the name of Patrick Ritche. He is an expert in the area of personal credit as well as an author of "The Credit Road Map". He has compiled a 29 page Identity Theft Prevention and Response Manual which you can download for free at the bottom of the page.
The average ID theft victim will spend 175 hours remedying the damage ID theft can cause according to the Federal Trade Commission. This gives you a tool that everyone should have on hand in the event of an ID theft situation.
You may be asking yourself what is the catch? The catch is that he put the manual together as a “soft sell” marketing piece for his book The Credit Road Map. His hope is that our clients will want to find out more information about the world of credit and how to achieve an 800 FICO score, therefore purchasing a copy of his book, at www.Amazon.com or www.REALTOR.org.
I hope you find the manual extremely useful. We here at The Owen Team are here to help you and be your source of reliable information. In fact, if you ever have a credit question email me. I can either tell you what page the answer is on in his book, or if it is a unique situation, and we can not help answer it, then I will forward the question on to Patrick and he will reply with the answer.
Best of luck!
All documents are in .pdf format.
Identity Theft Prevention Manual - PDF
The National Strategy for Financial Literacy - PDF
Inquiry Leads or "Trigger Data" Causing Problems for Consumers - PDF
A Credit Test? - PDF
Interview with and Identity Theft Detective - PDF
Medical Collections and Your Credit - PDF
Credit and Its Effect on Employment - PDF
Co-Signing - PDF
2 Account History vs. 10 Account History - PDF
Chapter 13 vs. Credit Counseling - PDF
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