"Quality is never an accident...It is always the result of high intention, sincere effort, intelligent direction, and skillful execution. It represents the wise choice of many alternatives.” - Will Foster

Welcome to our website, a "frustration-free zone" where we get you started toward qualifying and applying for a mortgage loan. We can get you approved in record time!

Shopping for a home?

Thinking about it? Get prequalified! You'll have the clout of a cash buyer. You'll know how much you can afford. And be well on your way to the mortgage program that's right for you as soon as you make the offer!

Want to refinance a current mortgage and strike while the rates are hot?

We offer several lock-in periods and bring your loan home from application to signing on the dotted line with time to spare. You don't want to wait to start saving on your interest rate and monthly payment, and we won't make you!

Every day after you apply is a day you want to be moving into your new home or paying a lower monthly payment! We don't waste time -- we get you where you want to go and FAST!


Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed4.32%4.46%
15-yr Fixed3.83%4.03%
1-yr Adj3.5%4.34%
* national averages



Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $




The Owen Team 4 Style Drive Aliso Viejo, California 92656
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