Quality is never an accident...It is always the result of high intention, sincere effort, intelligent direction, and skillful execution. It represents the wise choice of many alternatives.” - Will Foster

Welcome to our website, a "frustration-free zone" where we get you started toward qualifying and applying for a mortgage loan or help you down the path of the loan modification process. We can get you approved in record time! That's because we take advantage of the very latest and best automated tools to speed you hassle-free toward your new home or new mortgage!

Need more information about Loan Modifications?

Please visit the Loan Modification link to the left, or click here to find out how James and his team of specialists at Neighborhood Home Relief can help you with all of your loan modification needs!

Whatever your reason for wanting a loan modification, we get you there fast -- without taking our eye off the ball. You want a quick, clean, application process with results! We understand and deliver the best in service as well as the fastest in the industry.

Want to refinance a current mortgage and strike while the rates are hot?

We offer several lock-in periods and bring your loan home from application to signing on the dotted line with time to spare. You don't want to wait to start saving on your interest rate and monthly payment, and we won't make you!

Shopping for a home?

Thinking about it? Get prequalified! You'll have the clout of a cash buyer. You'll know how much you can afford. And be well on your way to the mortgage program that's right for you as soon as you make the offer!

Every day after you apply is a day you want to be moving into your new home or paying a lower monthly payment! We don't waste time -- we get you where you want to go and FAST!

 


Related Links
Loan Modifications




Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed5.42%5.6%
15-yr Fixed4.87%5.13%
1-yr Adj4.93%6.12%
* national averages



Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $



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The Owen Team 27611 La Paz Road Suite A4 Laguna Niguel, California 92677
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